Kredi Değerlendirme Uzmanı

Letgo Otoplus

We're seeking individuals who share our passion for creating products that resonate with our users and customers. Overcoming challenges is a core team value that is just as important. Fostering a diverse and inclusive workplace where mutual learning thrives is integral to our core values. We're not just searching for exceptional "talent"; we're on the lookout for exceptional individuals as well.

Are you prepared to make a meaningful impact? Join us in disrupting and unleashing the untapped potential of the second-hand market in Turkey.

Even if you're not entirely certain that you meet all our criteria, don't hesitate to reach out. Humility is a virtue we appreciate - your character is just as compelling to us as your talent.

You’ll Be Great For This Role If:

• Has been at least 3 years into providing end customer car credits and insurances in financial institutions or car retail shops
• You have Segem certification
• Excellent knowledge of the financial market and diverse offers available in the market 
• Excellent knowledge of the insurance market, with clear focus on car insurances (mainly the mandatory insurance and the accident risk policies). 
• You are tech savvy, you know the usage of partner screens and will engage customers in their journey with a can do attitude. 
• You have experience assessing credit risk of a customer. 
• You have excellent use of office tools, excel in particular.

What You Will Be Doing:

• Evaluate credit applications and documents,
• Communicate with applicants to inform them or answer questions,
• Lead customers to get the most appropriate service package according to their financial state ,
• Escalade credit / insurance offers per application for confirmation of risks,
• Evaluate credit / financial risks in order to allocate credits or insurances,
• Prepare credit / insurance risk reports,
• Recite agreement clauses to customers, get their approval,
• Secure all applicant relevant data / material at all times,
• Follow up best practices in the market, make suggestions to improve current customer experience,
• Responding & resolving customer claims,
• Renegotiating payment structures with customers failing to cope with the initial plan,
• Evaluating credit plans and conditions, standards along with management.